Wednesday, April 22, 2020

Global Markets Rise, as Oil Prices Show Signs of Stabilizing: Live Updates

has reported that the local mob is using pretext of delivering food to be on the streets to sell drugs, or to shake down shop owners for donations to the poor.




Australia will buy oil to guard against supply disruptions.





Australia will capitalize on historically low oil prices by spending $59 million to buy oil to bolster its fuel reserves, a top official said on Wednesday.




“Now is the time to buy fuel, and we are doing that,” Energy Minister Angus Taylor told reporters. He said the move would ensure that manufacturers, miners and commuters can have access to adequate fuel supplies if the global oil trade faces further disruptions.




Mr. Taylor said the oil would be initially kept in the United States as the Australian government explored local storage options.




Australia is highly dependent on imports of liquid fuel from Asia and the Middle East, and has been looking to bolster its fuel supplies for years.





Non-performing loans creep up at Chinese banks during pandemic.





China’s state-controlled banking sector is pushing out extra loans as part of a government-led effort to limit the economic effects of the coronavirus pandemic. But non-performing loans are already starting to increase across the banking system, Chinese regulators announced on Wednesday morning.




The proportion of overall loans on which borrowers have failed to pay interest or principal has long been watched as a barometer of China’s financial health. Most Western bank analysts say that loans officially acknowledged as non-performing are just part of a larger pool of loans to businesses that would also default if banks did not keep lending them ever more money.




Huang Hong, the first vice chairman of the China Banking and Insurance Regulatory Commission, said at a news conference that the proportion of loans that are non-performing had crept up to 2.04 percent at the end of the first quarter, from 1.98 percent at the end of last year. He said that the proportion may continue to rise somewhat in the coming months, but that the increase would be manageable.




“We believe that there will be some increase in the future, but the magnitude will not be very large, because we are now resuming production and orderly development,” Mr. Huang said.




While the United States has relied on the federal government to provide loans to small businesses — only to have the pool of money run out quickly — China has put heavy pressure on banks to lend more. But Cao Yu, another vice chairman of the regulatory agency, said at the news conference that some very small businesses could not meet creditworthiness tests and were not receiving loans.




Another worry lies in possible fraud. Mr. Cao said the government had found over 3,000 regulatory violations last year at small and medium-sized financial institutions, often involving loans to people or businesses with personal ties to bank managers. Regulators are continuing to watch for misconduct, he said.





Trump orders Chevron out of Venezuela.





The Trump administration on Tuesday ordered Chevron, already hurting from plummeting oil prices related to the coronavirus, to stop producing oil in Venezuela and halt all remaining operations there by December.




The move was Washington’s latest ratcheting up of sanctions against the socialist regime of President Nicolás Maduro, which relies on oil revenue to finance the ailing Venezuelan economy.




Chevron is the last American oil company to produce oil in Venezuela. It had hoped to continue to function there in the hope that it would have a valuable asset whenever the politics of the country stabilizes. Venezuela has the largest oil reserves in the world, although its oil industry is in shambles because of corruption, mismanagement and American sanctions.




Halliburton, Schlumberger and other American oil service companies were also covered by the tightened sanctions, although they have virtually ended their operations already.





Recipients of small-business loans are pressured to return the money.





The Trump administration is stepping up pressure on some businesses and institutions to return emergency small-business loans that they took if they already have access to capital or face “severe consequences.”




Shake Shack and Harvard University have been under fire this week for taking millions of dollars of stimulus money that was meant to help small businesses cope with the coronavirus pandemic. With Congress set to replenish the Small Business Administration’s Paycheck Protection Program this week, the White House is planning to update its guidance to ensure that rich organizations do not take money that they do not need.





“Harvard’s going to pay back the money,” President Trump said at a news conference on Tuesday.


Harvard, which has a $40 billion endowment, received $8 million in loan money. Shake Shack said this week that it would return its $10 million loan after a public uproar.





Treasury Secretary Steven Mnuchin said it appeared that there was some ambiguity in the rules surrounding the loan program that made big companies think they were allowed to apply for the loans.




“The intent of this was for businesses that needed the money,” Mr. Mnuchin said. “The intent of this money was not for big public companies that have access to capital.”




Mr. Mnuchin said that the Treasury Department would release new guidance explaining the certification requirements for the loans and that companies that did not meet those requirements would have the opportunity to return the money. Those that fail to do so will face “severe consequences,” Mr. Mnuchin said without elaborating on what the penalties would entail.





Catch up: Here’s what else is happening.



  • Delta Air Lines, one of the major companies set to participate in the federal government’s $25 billion bailout of the airline industry, is scheduled to report its first-quarter earnings on Wednesday.




  • General Motors said on Tuesday that it was shutting down its four-year-old car-sharing service, Maven, the latest such venture to close its doors. Maven, which allows customers to rent cars by the hour, has struggled to build a substantial following. It was forced to suspend services in March because of the coronavirus outbreak.




  • Lyft said Tuesday that it was withdrawing its financial guidance for 2020. The ride-hailing company had said it expected revenue of $4.5 billion to $4.6 billion this year, but demand has plummeted since early March.




  • Netflix reported first-quarter earnings on Tuesday that showed a surge in demand for the service with stay-at-home orders in place around the world. The company said 15.7 million new customers signed up in the first three months of the year. Before the pandemic, Netflix expected about seven million.



Reporting was contributed by Isabella Kwai, Keith Bradsher, Edmund Lee, Clifford Krauss, Vindu Goel, Kate Conger, Neal E. Boudette, Mohammed Hadi, Alan Rappeport, Carlos Tejada and Mike Ives.











  • Updated April 11, 2020



    • When will this end?


      This is a difficult question, because a lot depends on how well the virus is contained. A better question might be: “How will we know when to reopen the country?” In an American Enterprise Institute report, Scott Gottlieb, Caitlin Rivers, Mark B. McClellan, Lauren Silvis and Crystal Watson staked out four goal posts for recovery: Hospitals in the state must be able to safely treat all patients requiring hospitalization, without resorting to crisis standards of care; the state needs to be able to at least test everyone who has symptoms; the state is able to conduct monitoring of confirmed cases and contacts; and there must be a sustained reduction in cases for at least 14 days.




    • How can I help?


      The Times Neediest Cases Fund has started a special campaign to help those who have been affected, which accepts donations here. Charity Navigator, which evaluates charities using a numbers-based system, has a running list of nonprofits working in communities affected by the outbreak. You can give blood through the American Red Cross, and World Central Kitchen has stepped in to distribute meals in major cities. More than 30,000 coronavirus-related GoFundMe fund-raisers have started in the past few weeks. (The sheer number of fund-raisers means more of them are likely to fail to meet their goal, though.)




    • What should I do if I feel sick?


      If you’ve been exposed to the coronavirus or think you have, and have a fever or symptoms like a cough or difficulty breathing, call a doctor. They should give you advice on whether you should be tested, how to get tested, and how to seek medical treatment without potentially infecting or exposing others.




    • Should I wear a mask?


      The C.D.C. has recommended that all Americans wear cloth masks if they go out in public. This is a shift in federal guidance reflecting new concerns that the coronavirus is being spread by infected people who have no symptoms. Until now, the C.D.C., like the W.H.O., has advised that ordinary people don’t need to wear masks unless they are sick and coughing. Part of the reason was to preserve medical-grade masks for health care workers who desperately need them at a time when they are in continuously short supply. Masks don’t replace hand washing and social distancing.




    • How do I get tested?


      If you’re sick and you think you’ve been exposed to the new coronavirus, the C.D.C. recommends that you call your healthcare provider and explain your symptoms and fears. They will decide if you need to be tested. Keep in mind that there’s a chance — because of a lack of testing kits or because you’re asymptomatic, for instance — you won’t be able to get tested.




    • How does coronavirus spread?


      It seems to spread very easily from person to person, especially in homes, hospitals and other confined spaces. The pathogen can be carried on tiny respiratory droplets that fall as they are coughed or sneezed out. It may also be transmitted when we touch a contaminated surface and then touch our face.




    • Is there a vaccine yet?


      No. Clinical trials are underway in the United States, China and Europe. But American officials and pharmaceutical executives have said that a vaccine remains at least 12 to 18 months away.




    • What makes this outbreak so different?


      Unlike the flu, there is no known treatment or vaccine, and little is known about this particular virus so far. It seems to be more lethal than the flu, but the numbers are still uncertain. And it hits the elderly and those with underlying conditions — not just those with respiratory diseases — particularly hard.




    • What if somebody in my family gets sick?


      If the family member doesn’t need hospitalization and can be cared for at home, you should help him or her with basic needs and monitor the symptoms, while also keeping as much distance as possible, according to guidelines issued by the C.D.C. If there’s space, the sick family member should stay in a separate room and use a separate bathroom. If masks are available, both the sick person and the caregiver should wear them when the caregiver enters the room. Make sure not to share any dishes or other household items and to regularly clean surfaces like counters, doorknobs, toilets and tables. Don’t forget to wash your hands frequently.




    • Should I stock up on groceries?


      Plan two weeks of meals if possible. But people should not hoard food or supplies. Despite the empty shelves, the supply chain remains strong. And remember to wipe the handle of the grocery cart with a disinfecting wipe and wash your hands as soon as you get home.




    • Can I go to the park?


      Yes, but make sure you keep six feet of distance between you and people who don’t live in your home. Even if you just hang out in a park, rather than go for a jog or a walk, getting some fresh air, and hopefully sunshine, is a good idea.




    • Should I pull my money from the markets?


      That’s not a good idea. Even if you’re retired, having a balanced portfolio of stocks and bonds so that your money keeps up with inflation, or even grows, makes sense. But retirees may want to think about having enough cash set aside for a year’s worth of living expenses and big payments needed over the next five years.




    • What should I do with my 401(k)?


      Watching your balance go up and down can be scary. You may be wondering if you should decrease your contributions — don’t! If your employer matches any part of your contributions, make sure you’re at least saving as much as you can to get that “free money.”











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Global Markets Rise, as Oil Prices Show Signs of Stabilizing: Live Updates
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